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Heard about insurance? Then you should be familiar with the overall idea of risk mitigation or transfer. However, going a little deeper into the different insurance, there is a particular type called the Contractor all risk insurance (CAR). Although it operates as ordinary insurance would, they design it to provide cover for the primary risks […]

Although one of the most profitable businesses you can engage in today, agriculture is also very volatile. From farm produce to crops and livestock, a disease could ruin millions or a flood destroy seedlings. Therefore, what’s certain is that you need a way to mitigate risks and save costs in case of eventualities. Therefore, you […]

In today’s world, many employers take advantage of employees through poor working conditions, health benefits, and no security. You do not have to literally work under harsh conditions like in a factory for an employer to take advantage of you Standing up is difficult for many and is the reason the Nigeria Social Insurance Trust […]

Insurance is all about providing financial compensation in the event of an insured loss. As an employee, your life is most valuable, which is why the Pension Reform Act, 2014 was in place.  Employer’s liability insurance in Nigeria provides compensation for the family of employees, in case of untimely death, disappearance, or disability while in […]

Although insurance is common and subscribed to by many industries with high-risk operations. However, there remains most small to medium-sized enterprises (SMEs) that cannot afford insurance. This led to the emergence of micro-insurance in Nigeria. Microinsurance explained Micro-insurance is the protection of low-income earners against certain risks. It operates like regular insurance and requires regular […]

Almost everyone is conversant with the basic principles of insurance and how insurance policies work. First, you identify which type of coverage you’ll be needing; whether it is homeowner’s insurance, auto insurance, health insurance, liability insurance, marine insurance or fire insurance.  Then you look at insurance companies, sifting through the ranks till you find one […]

We’re guessing what’s coming to mind: “Nah, this headline is cliche. Top 10 Engineering Companies in Nigeria? How do they even measure excellence? Besides, there are a number of companies in Nigeria that deliver different construction and engineering services; so get your wits together”.  We wholeheartedly relate with these pain points, except for putting our […]