Life Insurance

Life insurance policy is a contractual agreement between a policyholder and an insurance company. The insurance company is the insurer who promises to pay an appointed beneficiary a sum of money, upon the death of the policyholder. The policyholder in exchange for this service pays a premium. Life Insurance Policy Types The life insurance policies […]

 Life encompasses several uncertainties. One of the most prominent and inevitable uncertainties of life is death. We often refer it to as a debt owed by every living being, hence no one can escape it. Having this in mind, it is important to provide for and prepare ahead of the unexpected. In view of the […]

Insurance is the best way to guard against the terrible effects of an unexpected event. As a result of this, there are tons of insurance policies available for each aspect of human life.  Credit Life insurance, however, is peculiar. Unlike other policies that often cover damages or loss to a property, it covers debts. What […]

One crucial financial decision you can make is purchasing life insurance. One advantage of insurance is the financial protection that it offers when worst-case scenarios happen. Many individuals subscribe to insurance policies in a hurry without understanding their needs. You can avoid making poor decisions when it comes to life insurance. In the paragraphs that […]

The benefit of a life insurance policy and the financial peace of mind it provides cannot be overstated. Among the advantages of having life insurance include. A financial preparedness in emergencies, a means of income after retirement and support for loved ones after death. If you’ve never bought life insurance, getting one can be confusing. […]

There are different kinds of life insurance policies that meet the different needs of people. Term life insurance is the most common life insurance. It is also known as pure life insurance. It guarantees payment of sum assured to the beneficiaries of the insured during the specified term. If the options are available, a policyholder […]

Life insurance is a great insurance instrument to make sure our loved ones can financially survive should the unexpected happen, and life is lost. For many who aren’t independently wealthy, the proceeds from a life insurance policy are crucial to ensure our loved ones maintain their current standard of living. If you are looking to […]

A group life insurance is a contract that protects the members of a particular group such as employees, members of a club or association. This insurance plan provides financial compensation in the event of the death of a member of the group. As the leader of an association, you’re accountable for its members. Some associations […]

People lose their life savings; accidents happen, people die prematurely and, if you happen to be the sole breadwinner in the family and have any of these experiences, they could have devastating consequences for your loved ones. The worst-case scenario is that your loved ones may no longer maintain their standard of living.