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With so many options available, choosing the right health insurance can feel overwhelming. You’re bombarded with information about many companies with various package deals.
But fear not!
In this blog post, we’ll unveil the top 10 HMOs we believe are the best in Nigeria, ranked based on quality, commitment, affordability, and accessibility for everyone. We’ll explore their strengths and help you navigate the exciting world of Nigerian health insurance!
Top 10 Best HMOs in Nigeria
Here is the list of the best HMOs in Nigeria:
1. Hygeia HMO
Hygeia is one of the oldest and most prominent HMOs in Nigeria, with over 30 years of experience under its belt. Also, although the company received its license from the National Health Insurance Scheme in 2005, it has been in existence since 1986. It is located at ConSol House, ConSol Close, Block 2 Oshodi – Apapa Expressway, Lagos State. They offer one of the best health insurance in Nigeria across the following plans:
- Individual plans
- Family plans
- Maternity plans
- SME group plans
- Corporate plans
Address: ConSol House Close, Block 2 Oshodi – Apapa Expressway, Lagos, Nigeria.
Phone number: 0700-494342-466
Also, Hygeia has a mobile application where you can subscribe and manage your plans easily. This plan is available on the Google Play Store.
2. Reliance HMO
Reliance is arguably the cheapest HMO in Nigeria, with health plans across the family and business world. Just like Hygeia, their HMO services are easily accessible through the Reliance HMO mobile application. It is an HMO in Lagos, located at 32 Lanre Awolokun St, Gbagada. Some of the services the packages they offer include:
- Family
- Parents
- Business
Address: 32 Lanre Awolokun Street, Gbagada, Lagos, Nigeria.
Phone number: 234(0)17001580
3. Health point HMO
Health Point provides free health insurance packages for widows and children in the country. Also, one of the major benefits of health point HMOs is their relatively low cost. You can purchase health insurance as low as N800. It is located at 24, Omorinre Johnson Street Lekki Phase I Lekki, Eti-Osa, Lagos. The available packages under them include:
- Standard
- Pro
- Health Point Pro +
- Pro Max
4. IHMS HMO
The International Health Management Services Limited has been operating in Nigeria since 2001. They are one of the best at what they do and have a mission to deliver the highest level of health and wellness to customers. It is an HMO in Lagos located at 2, Joseph St, Lagos Island. Also, some of the services they offer include IHMS:
- Retail health plan
- Corporate health plan
- Group and association health plan
- Tertiary institution social health insurance plan
- Community-based social health insurance plan
5. AIICO HMO
Aiico Multi Shield Nigeria is the HMO arm of Aiico Insurance Company. Having run since 1997, this HMO is one of the best and oldest in the business. It is located at 322, Ikorodu Rd, Anthony Village, Anthony, Lagos. AIICO offers several insurance plans, including:
- Evacuation plan
- Super Executive
- Magnum
- Executive
- Standard
Address: 322, Ikorodu Road, Anthony B/Stop, Anthony Village, Lagos, Lagos, Anthony, Lagos.
Office Tel:01-2930823.
Call Centre Tel: 0805MSHIELD (08056744353), 08160000774
6. Redcare Health Service Limited
Redcare Health Service Limited focuses on providing value through healthcare solutions to meet the needs of customers. Also, the company is characterized by going above and beyond for policyholders. It is located at 41 Gbolade Adebanjo St, Ilupeju, Lagos. Some of the services they offer include:
- Corporate plans
- Private plans
- Other plans
Address: 41 Gbolade Adebanjo Street, Off Coker Road, Ilupeju, Lagos, Nigeria.
OR 9 Aba Expressway, Niger Insurance Building, Rumoumasi, Port Harcourt, Nigeria
OR 29, Mambila Street, Aso Drive, Asokoro, Abuja, Nigeria.
Lagos Tel: 07007332273 Port Harcourt Tel: 08188717595 Abuja Tel: 08188717089
7. Hallmark
Hallmark is one of Nigerians’ top choices for the best HMOs. It is located at 264 Ikorodu-Ososun Rd, Obanikoro, Lagos. Also, they provide affordable and long-lasting healthcare plans for everyone. Some of their services include:
- Corporate plans
- Retail plans
Address: 264, Ikorodu Road, Obanikoro, Lagos
Phone number: 0700 HALLMARKHMO (0700 42556275466 ), 08170920155, 08090918940
Whatsapp: 08090918940
8. Greenbay
Greenbay HMO focuses its services across personal, group, and corporate health insurance plans. Also, they offer an online platform, where you can access your health insurance details at any time of your choosing. It is located at 9 Odunuga St, Opebi, Ikeja, Lagos. More so, some of the services they offer include:
- Corporate plans
- Individual plans
9. MetroHealth
Although not very popular like some others on this list, MetroHealth HMO offers quality health insurance for Nigerian citizens across different packages. It is located at 14th Floor, St. Nicholas House, 26 Catholic Mission St, Lagos Island, Lagos. Some of them are:
- Individuals
- Couples
- Family
- Business
- Organizations
Address: Head Office: 14th Floor, St. Nicholas House, 26 Catholic Mission Street Lagos Island, Lagos 100263, Nigeria.
Phone number: (+234) 01 460 6790, (+234) 01 631 0038
10. Total Health Trust Limited
Total Health Trust Limited is the largest insurance company in Nigeria, with over 300,000 members. Also, it is one of the oldest, as it was established in 1998. It is located at Marconi Rd, Onipanu, Lagos. Total Health offers you access to more than 500 private hospitals. More so, some of their products include:
- Individual
- Family
- Corporate
Address: 2 Marconi Road, Palmgrove Estate, Lagos, Nigeria.
Phone: 0700 TOTAL HT (0700 868 2548)
WhatsApp: +234 904 884 9601
Additional HMO Services to Consider
Roding HMO
Roding Healthcare Limited is a Nigerian organization that provides healthcare services to meet the needs of:
- Individuals
- Families
- Corporate entities
It is located at 4, Makoko Rd, Adekunle, Lagos.
Healthcare Security Limited
Healthcare Security Limited is an organization that provides affordable healthcare maintenance plans suitable for varied healthcare needs. It is located at Veritas Kapital Building, Plot 173 Gbagada, Apapa-Oshodi Express Way, opposite UPS Express Office, Lagos. Their plans include:
- Executive plan
- Standard plan
- Budget plus plan
- Budget plan
Novo HMO
Novo Health Africa is a Health Maintainance Organization that provides healthcare across Nigeria. The organization is accredited by the National Health Insurance Authority. They are located at Plot 17 Adewale Kolawale Crescent, off Kuboye beside Ocean Crest School, Oniru Lagos. Their plans include:
- Corporate plans – For corporate organizations
- Retail plans – For students, small business owners, domestic staff, extended family members, etc…
- Transnational plan – to provide access to healthcare for patients whose illnesses cannot be managed locally.
- Loaf plan – For people living in the diaspora can purchase health insurance plans for members of their family and loved ones living in Nigeria.
Address: 10A Akiogun Road Oniru
Phone number: +234 0 1 460 1990
Mansard HMO
AXA Mansard is a part of the AXA Group, the worldwide leader in insurance and asset management. The Mansard HMO provides health insurance to cover the bills from your hospital visits, vaccines, medications, surgeries, lab tests, eye care, etc. They are located at 182 Ikorodu-Ososun Rd, Onipanu, Lagos. Their plans include:
- Retail Health Plan
- Easycare Plan
- International Plan
Address: Plot 1412 Ahmadu Bello Way, Victoria Island, Lagos.
Care Hotline: 0700 292 626 7273, 01-270 1560-5
Anchor HMO
Anchor HMO focuses on providing easy access to quality health services for individuals and corporate entities. They have several health plans that cater to various segments of the society. They are located at Express Road, Goldcrest Plaza, Lekki – Epe Expy, Lekki. Some of these health plans include:
- Corporate Health Plan
- Retail Health Plan
- Third-Party Administration
- Customized Health Plan
Swift HMO
Swift HMO assures a quality network of providers that are patient/client-centric: Flexibility of choice of hospitals. An enrollee can have access to three hospitals and can change hospitals when necessary. They are located at 1 Fabac Close, Off Ligali Ayorinde St, Victoria Island, Lagos.
Conclusion
In conclusion, with the right HMO, you can protect yourself, your family, and your employees against medical emergencies. Therefore, HMOs are an important aspect of saving costs and more importantly, protecting health in Nigeria.